Membership and Benefits

What does it mean to be a member of Redmond Credit Union?

It means being local is a big deal to you.

Redmond Credit Union was founded in 1968 by City of Redmond Credit Union municipal workers. In the 80+ years since then, we've grown with this area. We know what people of the Redmond Credit Union-area and the Northwest value. We know because that's who we are, and we value those things too. 

It means you are guided by principles and want a financial institution that is too.

We adhere to a set of principles that have guided cooperatives like us since the late 1700s. They help us act in ways that ensure that we always make decisions that keep our members' best interests in mind. What are they?

  • Membership should be open to all.
  • Members should call the shots.
  • Member participation benefits the entire credit union.
  • Autonomy and independence set us apart.
  • Financial education should be free and available to all.
  • Cooperation among cooperatives is vital.
  • Giving back to the community is a priority.

Being a local credit union means Redmond Credit Union works very hard to make a difference in the lives of the people of this region, members or not.

Being a Redmond Credit Union member means you’ve seen what else is out there, and you want something better.

Refer your friend

Member Referral Program

As an existing member of Redmond Credit Union, you'll receive a $25 Thank You Bonus* for each new member you refer. We’ll also pay a $25 Welcome Bonus* to the person you referred. Just be sure they use the promo code "REFER" when applying online.

Member Referral Program Official Rules Here.

Not yet a member?

Join Now

It means you value being part of a community.

Credit unions have always been about neighbors helping neighbors, and Redmond Credit Union continues that tradition. We are a local financial institution built by the people we serve. Every dollar you bring to Redmond Credit Union is used many times over to help grow a stable financial community where everyone has access to the resources they need at some of the best rates around. Here are just a few ways we give back:

Feel Good Checking

Feel Good Checking

Feel Good Checking is the checking account only a co-op could build. It's a free checking account with no monthly service fee and no minimum balance requirement. Feel Good Checking account holders get free checks for life1 and a great dividend rate on their first $5002. But, that's not all.

For every Feel Good Checking account opened, Redmond Credit Union will donate $20 to your choice of seven non-profit organizations who are providing great services to those who need it most.


The A.G. "Tony" Marino Scholarship Program

Redmond Credit Union values education and the benefits it confers on both students and the people they impact. That’s why we created the A.G. “Tony” Marino Scholarship Program. This scholarship program honors Mr. Marino, our founder, and his many contributions to the credit union.

Each year we award ten $2,000 scholarships to eligible Redmond Credit Union members and their dependent children.3 The scholarships are awarded based on academic standing, financial need, and extracurricular activities and/or employment.

It means you don't have to make sacrifices to choose a company you can believe in.

When you become a member of Redmond Credit Union, you get all the products and services you expect from a full-service financial institution. Products and services like:

Redmond Credit Union VISA Credit Cards

A Top-of-the-Line Credit Card

A Redmond Credit Union VISA® credit card is one of the best deals in the financial industry. You'll get:

  • Rates as low as 8.99% APR4
  • No annual fee
  • No balance-transfer fees
  • Free enrollment in UChoose Rewards™, an industry-leading rewards program that allows you to redeem points for travel and brand-name merchandise.

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Redmond Credit Union Mortgages

A Robust Mortgage Center

Whether you’re buying your first home or looking to refinance a mortgage that no longer fits your needs, Redmond Credit Union has the expertise to make sure you get the right home loan that you’ll love for as long as you love your home.

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A Worldwide Network of Surcharge-Free ATMs

As part of the CO-OP ATM Network, Redmond Credit Union gives you access to a system of surcharge-free ATM that is bigger than anything big banks can offer. You can use any of the nearly 30,000 U.S. ATMs with no fee. Check your balance, transfer money, make deposits6, and get cash wherever you go with no hassle.

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Auto Loans

An Auto Loan Program that the Dealers Can't Match

Most lenders’ auto-lending services stop when you sign the loan papers. Not Redmond Credit Union’s.

Redmond Credit Union auto loans also come with optional services, such as:

Anytime Skip-a-Pay, which allows you to skip up to two regular payments every twelve months7 when you need a little extra cash.

Guaranteed Asset Protection (GAP), which in the event your car is stolen or totaled can pay the difference between what your car is worth and what you owe.

Mechanical Breakdown Protection (MBP), also called Extended Warranty, protects you against expensive repairs at prices that can be thousands less than programs through the dealer.

Debt Protection, which can alleviate some of the pressure of your car payment if you are sick, injured, or lose your job8.

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It means your future is as important as your past.

Everyone starts somewhere. That doesn’t mean you’re stuck there forever. Sometimes, though, you need help getting from where you are to where you want to go. Turn to Redmond Credit Union to get you on your way.

Rebuilding Your Credit

If you’ve had credit struggles, you know they can make things tough. You can’t get the credit you need. You pay higher insurance premiums. They can even make it hard to get a job. Redmond Credit Union has years of experience helping our members create plans for getting out of debt and rebuilding their credit, so they can get a car or buy a house.

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Planning for Retirement

Everyone has dreams of the good life that comes after the achievements of a career well spent. To get there you need a strategy that adapts to changes and keeps your goals in focus. Redmond Credit Union works with Member Wealth Management to help you get the advice and expertise you need to build your nest egg and to ensure that it lasts as long as you do.

Learn More

It means you have a life to live and you need a financial institution that doesn't get in your way.

One of the best parts of living in the Pacific Northwest is that no matter what you like to do , you can do it here. All that activity means that you don't always have time to stop by a branch to deposit a check or apply for a loan. 

Redmond Credit Union understands, and we offer a full suite of remote access and convenience services to help keep you on the go. As a Redmond Credit Union member you can:

Mobile App

Use the Redmond Credit Union mobile app to transfer between Redmond Credit Union accounts, find the nearest branch or ATM, and deposit checks by taking a picture with your phone.


Access more than 30,000 surcharge-free CO-OP ATM Network ATMs to get cash across the country and around the world.

Redmond Credit Union VISA Debit CardUse your Redmond Credit Union VISA® debit card to access your checking account to make purchases anywhere VISA is accepted.

Apply OnlineApply for loans online and even sign loan documents electronically without ever setting foot in a branch9.

Co-op Network Shared BranchingUse the more than 5,000 shared branches of the CO-OP Shared Branching Network to do your banking just as if you were standing in the Redmond Credit Union branch in Downtown Redmond Credit Union. Visit to learn more.


Limit one box per year

Enrollment in eStatements and a recurring Direct Deposit into the account are required to maintain dividends

Redmond Credit Union Employees, Board of Directors, members of the Scholarship Committee, their families and previous scholarship winners are not eligible.

4 Annual Percentage Rate (APR) reflects any prepaid finance charges and is subject to change without notice. Other restrictions may apply. Rates and financing are offered based on applicant’s credit qualifications and other underwriting criteria, including but not limited to, credit and loan payment history. All loans are subject to approval. The rate assigned will be disclosed to you before you become obligated. Please contact Redmond Credit Union at 929-251-1431 or 929-251-1431 for further details.

5 Loan approval and final rate are based on Redmond Credit Union lending criteria.

6 Not all ATMs offer deposit services.

7 Other requirements apply. Visit for complete details.

Conditions and eligibility restrictions apply.

9 Not all loan types are eligible for electronic signature.



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