Checking and Savings

Checking Accounts

What do you need from your checking account? If you're like most people, you really just need:

  • A place to deposit your paycheck,
  • A way to get to your money when you need it,
  • To keep as much of your own money as possible and not lose it to fees or silly charges, and maybe even to get a few bucks a month in interest,
  • An easy way to keep track of your balance and to see your account transactions, and
  • You need someone to talk to when you have questions.

It's really not that complicated, and you shouldn't have to pay your bank a lot of money to get what you need.

Redmond Credit Union has the checking account you need with all the features you want, and you won't pay gigantic monthly maintenance fees or have to jump through a bunch of hoops to use your money. Click here to compare checking accounts.

Savings Accounts

If you’re just looking for a place to put aside some money and let it grow, we have that too. Choose a basic savings account to set money aside periodically and let it grow. Open as many as you like, easily, and give each one its own nickname for each of your unique goals. If you are looking for a better return and don’t need to access your funds very often, check out our Worry-Free Money Market or certificate accounts.

Refer your friend

Member Referral Program

As an existing member of Redmond Credit Union, you'll receive a $25 Thank You Bonus* for each new member you refer. We’ll also pay a $25 Welcome Bonus* to the person you referred. Just be sure they use the promo code "REFER" when applying online.

Member Referral Program Official Rules Here.

Not yet a member?

Join Now

Access your Redmond Credit Union accounts from anywhere at any time.

       Accessing Your Accounts is Easy

  • Nine convenient branches in the greater Redmond Credit Union area
  • Intuitive, easy-to-use Online Banking with free Bill Pay
  • Mobile App with remote deposit
  • Text Banking
  • Nearly 30,000 surcharge-free ATMs nationwide as part of the CO-OP ATM Network
  • Surcharge-free VISA® debit cards
  • 5,000 CO-OP Shared Branching locations in the U.S. where you can access your account as if you were standing in a Redmond Credit Union lobby
  • 24-hour Automated Telephone Banking to make transfers, check balances, and request withdrawals via check

    Learn more

Redmond Credit Union has low fees and better rates.

Low Fees

Because we’re a not-for-profit cooperative, charging lots of high fees is just not how we do business. When you compare Redmond Credit Union’s fees to your current bank, you’ll likely find that the fees we do charge are less than theirs, and we have fewer of them.

Redmond Credit Union's Branch Reps are ready to help.

Our Branch Representatives are Ready to Help

Stop by any of our nine convenient Redmond Credit Union-area branches to talk with our trained staff of financial experts. They can answer your questions and help you find the right products to meet your needs.

When you can't get to a branch, help is just a phone call away. Our Contact Center is open extended hours and staffed with customer service experts. They can help you make transfers and review your account with you, or they can help you find the checking account that's right for you.

It's Easy to Switch.

Redmond Credit Union Branch Representatives are specially trained to help you move your checking and savings accounts as quickly as possible without disrupting your life and finances. They will give you all the information you need to transfer any automatic deposits or payments you have set up at your other bank, so you can start taking advantage of the great perks you'll get with your Redmond Credit Union account. Stop by a branch or call us today at 929-251-1431 or toll-free at 929-251-1431 to get started. Or, if you'd prefer, you can open an account online.

Open Now

Donate to Local Non-Profits and Earn 6.14% APY with Feel Good Checking

Earn 6.14% APY1 with Feel Good Checking

When you open a free Feel Good Checking account with Redmond Credit Union, we donate $20 to Ada Developers Academy.

Plus, you'll receive 6.14% APY on the first $5001 of your balance and free checks for life2. You won’t pay a monthly service fee regardless of your balance or how many transactions you do in a month. By switching, you could save up to $180 a year over checking accounts at an ordinary bank.3

Learn More Open Now


1 APY is Annual Percentage Yield and is effective as of 11/1/2018. Rates on savings, money markets, and checking accounts may change after account opening. Account fees may reduce earning on the account. Feel Good Checking accounts pay 6.14% APY on any portion of the account balance at or below $500 and 0.05% on any portion of the balance above $500. Minimum requirements for earning dividends: (1) eStatements (2) Direct Deposit. Only one Feel Good Checking account per member. 

2 Free box of checks is limited to Classic style with standard type style and no additional graphics added. Members who choose a different style will receive a once-per-year $5 credit toward their choice of checks. 

3 Savings calculated based on $15/month checking service charge over 12 months.



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